The November 28th edition of HartfordBusiness.com discusses how consumers can use public adjusters to deal with their insurance claims. It compares these adjusters, who typically require no retainer for their services and do not collect any fees unless the policy holder receives payment on a claim. It compares the role of public adjusters to staff adjusters who work directly for insurance companies; independent adjusters who work for insurers through a third-party. It notes that public adjusters primarily handle claims of more than $25,000, which brings them into play in the case of larger-scale damages many have recently experienced.