OLR Report 2016-R-0037 provides the penalties for driving a vehicle without auto insurance in Connecticut.
Under state law, anyone who owns a private passenger or commercial motor vehicle requiring registration must obtain and continuously maintain insurance. Violators face penalties based on the charge and type of vehicle registration. Charges include operating a vehicle without insurance, failing to maintain insurance, and failing to carry proof of insurance.
For a private passenger who fails to maintain insurance, a term of imprisonment of up to three months may be imposed. A commercial vehicle registrant who knowingly operates a motor vehicle illegally faces a five year prison term. Fines range from $50 to up to $5,000. Other fees may also be applicable, such as a $175 restoration fee to have a license restored.
The law requires the Department of Motor Vehicles to suspend the vehicle owner’s registration and driver’s license for one month for a first conviction and six months for subsequent convictions. A license may not be restored until the owner shows proof of insurance for each vehicle owned and pays the required fee.
For additional information, read the full report.