OLR Report 2015-R-0223 summarizes the law and recent bills on the responsibility of municipalities to store evicted tenants' property. PA 10-171 amended the responsibility of municipalities concerning the removal of personal property abandoned by evicted residential tenants. Previously, a state marshal who executed the eviction order was allowed to leave such possessions on the sidewalk or road to be picked up and stored by the municipality. The act eliminated a municipality's responsibility to pick up the abandoned property, instead requiring the marshal to deliver it to storage. By law, municipalities must keep the property in storage but may sell any unclaimed property.
For more information, read the full report here.
January 7, 2016
January 6, 2016
Move Over Immune Platoon, Here Come the Centsables!
Q: How do you make banking and financial literacy interesting for children?
A: Create a cuddly bunch of cartoon superheroes who fight crime while teaching kids how to manage their money – i.e., the Centsables!
In keeping with the cartoonization of fairly sophisticated subjects for the younger set (see our previous post on the CDC’s Immune Platoon), Fox Business has added to its Saturday morning lineup a show in which bankers-by-day become superheroes (e.g., Veloci-Rabbit and Greenback) in times of crisis and battle villains such as the evil Liquidator and Credi-tor.
The show’s website includes links to full episodes, along with financial lessons and “factivities,” and a glossary of banking terms.
Additional resources for teaching kids about money are also available at the federal government’s online web portal for children: kids.usa.gov.
A: Create a cuddly bunch of cartoon superheroes who fight crime while teaching kids how to manage their money – i.e., the Centsables!
In keeping with the cartoonization of fairly sophisticated subjects for the younger set (see our previous post on the CDC’s Immune Platoon), Fox Business has added to its Saturday morning lineup a show in which bankers-by-day become superheroes (e.g., Veloci-Rabbit and Greenback) in times of crisis and battle villains such as the evil Liquidator and Credi-tor.
The show’s website includes links to full episodes, along with financial lessons and “factivities,” and a glossary of banking terms.
Additional resources for teaching kids about money are also available at the federal government’s online web portal for children: kids.usa.gov.
January 5, 2016
Connecticut Bank Mergers and Consolidations
OLR Report 2015-R-0263 describes factors the banking commissioner must consider when determining whether to approve the merger or consolidation of Connecticut banks.
Generally, the commissioner must consider whether the (1) merger or consolidation will promote public convenience; (2) benefits to the public clearly outweigh possible adverse effects, such as decreased or unfair competition; and (3) terms of the agreement are reasonable, lawful, and sound public policy.
Unless exempt by the commissioner, the applicant must also submit a plan showing that the resulting bank will provide adequate services to meet the banking needs of all community residents, including low-income and moderate-income residents, to the extent permitted by its charter.
Click here to read a report on the entire process.
Generally, the commissioner must consider whether the (1) merger or consolidation will promote public convenience; (2) benefits to the public clearly outweigh possible adverse effects, such as decreased or unfair competition; and (3) terms of the agreement are reasonable, lawful, and sound public policy.
Unless exempt by the commissioner, the applicant must also submit a plan showing that the resulting bank will provide adequate services to meet the banking needs of all community residents, including low-income and moderate-income residents, to the extent permitted by its charter.
Click here to read a report on the entire process.
January 4, 2016
New IRS Guidance Clears the Way for “Mission-Related Investments” (MRIs)
| http://bit.ly/1OnkAob |
MRIs allow foundations to pursue their nonprofit, philanthropic goals by making investments that pay dividends and benefit society or the environment. But until recently, many foundations were unsure if they could make such investments.
Foundations pursue their charitable goals mostly by making grants to organizations that address those goals. The money for the grants comes from charitable contributions and investment returns. The investments, under IRS rules, must be made with “ordinary business care and prudence” in providing for the foundation’s long- and short-term financial needs to carry out its charitable purposes. Foundations and foundation managers that fail to exercise such prudence may each face a tax equal to 5% of the investment.
It appears that this tax caused many foundations to think twice about investing in a for-profit business that pursues social and environmental goals (e.g., a company that makes recyclable packaging materials), but offered potentially lower rates of return than other investments. A recent IRS notice clears the way for such investments, explaining that foundation managers are not limited to investments offering only the highest return rates, lowest risks, or most liquidity “so long as the foundation managers exercise the requisite ordinary business care and prudence under the facts and circumstances prevailing at the time of the investment . . . .”
The nonprofit State Science and Technology Institute believes the notice will stimulate “partnerships with forward-thinking venture development organizations and tech-based economic development initiatives.” As proof, it cites the Kresge Foundation’s recent announcement that it expects to increase its MRI portfolio to $350 million by 2020.
January 1, 2016
Tiny Houses, Big Questions
What are
tiny houses? Are they houses or
trailers? And where can they be
installed? A recent Zoning Practice article
examines these and other questions surrounding the tiny house movement.
As the
authors explain, the answers to these questions are not clear or obvious. To start, tiny houses are not houses at all. Rather,
they are recreational vehicles. The problem is that many people purchasing
these houses intend to use them for long-term or permanent occupancy, which
runs up against traditional building and zoning codes.
The authors
identify a host of barriers to installing tiny houses. To start, many communities will not allow a
tiny house to serve as a primary dwelling unit unless it is mounted on a
permanent foundation and connected to local utilities. Others have minimum
residential size limits that create a barrier to installing them. Even if the
tiny house is installed as an accessory dwelling unit (ADU) on a lot that
already has a primary house or use, most communities will still apply the same
building, foundation, and utility requirements to ADUs that they do to primary
structures.
Although
most communities’ land use regulations are unprepared for tiny houses, the
authors suggest that existing RV park, manufactured home park, subdivision,
cohousing, and cottage development standards “provide a deep pool of content
from which tiny-house regulations can be tailored and developed.”
December 31, 2015
NEW OLR REPORT: HEALTHCARE FACILITY CERTIFICATES OF NEED AND SERVICE REDUCTIONS
OLR Report 2015-R-0258
describes state health care facility requirements to obtain a certificate of
need (CON) prior to reducing health care.
Some states, including
Connecticut, require health care facilities to obtain a CON before terminating
specified services. However, states generally do not require CON authorization
to reduce services. While some states (e.g., Maryland) require a CON to change
the scope of health care services offered, the applicable law or regulations
typically do not include service reductions alone among those changes requiring
approval.
Several states, while not
requiring CON approval to reduce services, include the impact of service
reductions among the review criteria for projects requiring CON approval. Also,
some states require facilities to notify the state of service reductions.
According to the National
Conference of State Legislatures, 36 states have CON programs. Generally, these
programs require health care facilities to obtain regulatory approval before
undertaking certain actions, such as building or expanding facilities, offering
new services, or purchasing specified equipment. States vary in the scope of
facilities and services subject to CON requirements.
Click here to read the
full report.
December 30, 2015
Casinos Raise Slot Payout Percentages
According
to a Boston
Globe report, due to increased competition, New England casinos are
substantially increasing the number of jackpots their slot machines are paying
out.
Image
Source: pixabay.com
December 29, 2015
Tennessee’s Animal Abuse Registry
Tennessee
is the first state in the nation to establish a statewide animal abuse
registry. Beginning January 1, 2016, Tennessee will launch its registry as
required by a state law enacted this past spring (Senate
Bill 1204, effective May 8, 2015). The Tennessee
Bureau of Investigation (TBI) will maintain the publicly accessible
registry, which will include convicted animal abusers’ names and photographs.
Under the law, registrants will have been convicted of aggravated cruelty to
animals, felony animal fighting, or certain sex crimes involving animals. A
registrant remains on the registry for two years following the date of a first
conviction and five years following a subsequent conviction. For more
information about the new law and registry, see TBI’s website.
Also, click here
to read an OLR report on the new law.
December 28, 2015
Connecticut Efforts to Fight Age Discrimination
According
to a National Bureau of Economic
Research study,
your age may negatively affect your chances of getting a job, especially if
you’re female. Researchers submitted nearly identical resumés in response to
more than 40,000 job opportunities in fields as varied as administrative,
sales, security, and janitorial. The only difference in the fictional resumes?
The applicant’s age.
The
researchers found that “applicants” age 29-31 received a call back at
significantly higher rates that those ages 49-51 and 64-66. According to the
researchers, applicants around retirement age (the 64-66 age bracket) received
calls at lower rates than middle age applicants (the 49-51 age bracket).
Researchers found especially “robust evidence” of age discrimination against
older women. The results of this study contrast with the goals of federal law.
Age
discrimination against people 40 or older is prohibited by the federal Age
Discrimination in Employment Act. AARP’s
Age Discrimination website offers advice and guidelines for filing an age
discrimination claim.
Connecticut
is stepping up the battle age discrimination. The Agency on Aging of South Central Connecticut
recently launched the Stop
Ageism Now campaign to inform people about ageism’s effects and collaborate
on solutions. Ageism, according to a letter
by the agency’s CEO Ted Surh, is the systematic discrimination against older
people. The campaign’s website includes a quiz to help identify ageism in your
life, a place to share stories of ageism, and information on ageism.
December 24, 2015
Virtual Net Metering
OLR Report 2015-R-0264
describes the virtual net metering program, including data on (1) projects that
are currently operational or approved but waiting to proceed, (2) the value of
distributed virtual net metering credits, and (3) the program's cost to
ratepayers.
Traditional
net metering allows a renewable energy system's owner to receive billing credits
for power generated by the system, in effect running the meter
"backwards." If the system
produces more power than the owner used in a billing period, the credits can be
applied to future bills. With virtual
net metering, the system's owner can share these excess credits
"virtually" with other owner-designated accounts, thus running their
meters backwards too.
In
Connecticut, the law limits virtual net metering to municipal, state agency,
and agricultural customers who meet certain requirements (CGS § 16-244u). Among other things, the law specifies (1)
which types of renewable energy systems can participate for each customer type,
(2) generating capacity limits, (3) the types of accounts that can share
virtual net metering credits with the host facility, and (4) that credits are
calculated at the wholesale power generation rate plus a portion of the
electric company's transmission and distribution rates which decreases from 80%
to 40% over three years.
The law
also caps virtual net metering credits at $10 million per year, divided between
the state's electric distribution companies (Eversource and United
Illuminating) in proportion to their respective customers' electrical
load. Within that total, each eligible
customer type (municipal, state agency, and agricultural) is further limited to
40% of the allowed credits.
December 23, 2015
San Mateo County Joins California’s Vote-by-Mail Pilot Program
California’s
San Mateo County conducted its 2015 election as an all-mail ballot election under
a pilot program that previously authorized a more rural county, Yolo County, to
do the same. The program authorizes San Mateo and Yolo counties to conduct
three elections, other than the 2016 presidential election, by mail. They must report back to the state on costs, voter
diversity, and voter turnout. According to the San
Jose Mercury News and The
Daily Journal, voter turnout
in San Mateo increased to about 29% in 2015 from about 25% in 2013, the last
comparable election.
Under
all-mail ballot elections, also called “vote-by-mail” elections, every
registered voter automatically receives a ballot in the mail. The voter marks
the ballot, puts it in a secrecy envelope and then a separate mailing envelope,
signs an affidavit on the mailing envelope’s exterior, and returns the ballot via
mail or in person to a designated location.
Proponents
of vote-by-mail elections say that they increase efficiency, lower costs
associated with hiring poll workers, and increase voter turnout. Opponents, on the other hand, say that they
increase the chances for voter fraud, have a minimal impact on voter turnout, and
increase costs associated with printing and mailing ballots.
According
to the National
Conference of State Legislature, three states (Colorado, Oregon, and
Washington) conduct their elections entirely by mail. At least 19 others authorize vote-by-mail
elections for certain jurisdictions or types of elections (e.g., county
elections and referenda).
December 22, 2015
Connecticut Joins Nationwide Effort to Fight Tax Fraud
Department of Revenue Services (DRS) Commissioner Kevin Sullivan recently announced that DRS has joined a national initiative to protect tax data and combat identify theft. The Taxes. Security. Together. initiative brings together the IRS, state tax officials, and the tax preparer industry in a coordinated effort to stop tax-related identity theft.
As part of the announcement, Sullivan reminded taxpayers that they’re the “first line of defense” in fraud prevention and indicated several ways in which they can make it harder for identity thieves to steal their personal and financial information. This includes:
As part of the announcement, Sullivan reminded taxpayers that they’re the “first line of defense” in fraud prevention and indicated several ways in which they can make it harder for identity thieves to steal their personal and financial information. This includes:
- using reputable security software and keeping it updated;
- shredding old tax returns and documents that contain names, addresses, bank account numbers, and credit card information;
- being wary of phishing emails that ask you to update a bank account or tax software account;
- being careful about what you post on social media; and
- using a reputable tax preparer.
December 21, 2015
Deck Your Halls Safely
Each year the federal Consumer Products Safety Commission (CPSC) seeks to educate consumers about decorating for the holidays in a safe manner.
According to a recent CPSC blog post, lacerations were a commonly reported decoration-related injury last year and more than a third of decorating injuries involved falls. Fires related to holiday lights caused 10 deaths last year.
To help the public, CPSC publishes Holiday Decoration Safety Tips with advice for using candles, lights, trees, trimmings, and artificial snow. The guide encourages, as a general rule, planning for safety – identifying and eliminating potential danger spots.
According to a recent CPSC blog post, lacerations were a commonly reported decoration-related injury last year and more than a third of decorating injuries involved falls. Fires related to holiday lights caused 10 deaths last year.
To help the public, CPSC publishes Holiday Decoration Safety Tips with advice for using candles, lights, trees, trimmings, and artificial snow. The guide encourages, as a general rule, planning for safety – identifying and eliminating potential danger spots.
December 18, 2015
New Report: States Should Make Backseat Passengers Buckle Up
The Governors Highway Safety Association, in “Unbuckled in Back: An Overlooked Issue in Occupant Protection,” reports that rear seatbelt underuse is a significant traffic safety concern and urges states to take steps to increase seatbelt use by backseat passengers.
According to the report, rear seat passengers are three times more likely to die in a crash if they are unbelted. The National Highway Safety Administration estimates that of the 883 unrestrained rear seat passengers who died in motor vehicle crashes in 2013, 400 would have survived if they had buckled up (see figure). Despite the potential benefits of using rear seatbelts, nationwide rear seatbelt use is 78%, which is significantly less than front seatbelt use (87%), the report stated.
Rear seat passengers who buckle up also increase the chances of front seat passengers surviving a crash. As the report notes, front seat passengers are twice as likely to die in a crash when seated in front of an unbelted rear seat passenger (who can become a projectile) than they are when seated in front of a belted rear seat passenger.
The report discusses several reasons why rear seatbelts are underused. Some states don’t have laws requiring rear seatbelt use (Connecticut is one of them), others don’t adequately enforce their laws requiring such use, and many don’t focus on rear seatbelt use in public awareness campaigns. To increase rear seatbelt use, the report recommends that the states take several actions, including:
Rear seat passengers who buckle up also increase the chances of front seat passengers surviving a crash. As the report notes, front seat passengers are twice as likely to die in a crash when seated in front of an unbelted rear seat passenger (who can become a projectile) than they are when seated in front of a belted rear seat passenger.
The report discusses several reasons why rear seatbelts are underused. Some states don’t have laws requiring rear seatbelt use (Connecticut is one of them), others don’t adequately enforce their laws requiring such use, and many don’t focus on rear seatbelt use in public awareness campaigns. To increase rear seatbelt use, the report recommends that the states take several actions, including:
- enacting a primary enforcement rear seatbelt law (primary enforcement allows police officers to ticket someone for a violation at any time);
- making rear seating positions a regular part of belt use enforcement;
- including rear seatbelt use in public education efforts; and
- continuing efforts to increase front seatbelt use, because rear seatbelt use is higher in states with high front seatbelt use rates.
December 17, 2015
A Closer Look at Pass-Through Businesses and How Much They Pay in Taxes
A recent study conducted by economists at the U.S. Treasury and the National Bureau of Economic Research yielded surprising findings about pass-through entities. The study’s authors sought to answer two questions: Who owns pass-through entities and how much do they pay in taxes?
The Brookings Institution’s David Wessel recently highlighted the study in a Wall Street Journal blog. Wessel breaks down the study’s findings as follows:
http://www.nber.org/papers/w21651
http://www.brookings.edu/research/opinions/2015/09/24-surprising-data-who-owns-us-firms-how-much-they-pay-in-taxes-wessel
The Brookings Institution’s David Wessel recently highlighted the study in a Wall Street Journal blog. Wessel breaks down the study’s findings as follows:
- Pass-through business participation and income is concentrated among high-earners.
- The average federal income tax rate paid by individuals who report pass-through business income was 19% in 2011.
- Across all business entities except for sole proprietorships, the study estimates that the average tax rate of U.S. business income in 2011 was 24.3%.
- The migration of business activity out of the C-corporate sector and into the pass-through sector has likely substantially reduced U.S. tax revenue.
- Even with access to tax returns, the Treasury economists couldn’t trace all partnership income to the ultimate owner or originating partnership because businesses have created such complicated mazes (often designed specifically to reduce their U.S. taxes).
http://www.nber.org/papers/w21651
http://www.brookings.edu/research/opinions/2015/09/24-surprising-data-who-owns-us-firms-how-much-they-pay-in-taxes-wessel
December 16, 2015
US Department of Veterans Affairs Will Likely Miss Goals
According to the Associated Press, the US Department of Veterans Affairs is likely to miss its two year end goals of ending (1) veteran homelessness and (2) the backlog in disability claims.
Although the department is likely to miss these goals, there has been progress in both areas. Since 2010, there has been a 33% decline in veteran homelessness. Additionally, there has been a downward trend in the backlog of disability and pension claims, particularly with those that were pending for more than 125 days (from 611,000 in March 2013 to 76,000 in November 2015).
http://bigstory.ap.org/article/2383048bc5664738967a7c44e5f54ad7/va-enters-stretch-goals-homelessness-claims-backlog
Although the department is likely to miss these goals, there has been progress in both areas. Since 2010, there has been a 33% decline in veteran homelessness. Additionally, there has been a downward trend in the backlog of disability and pension claims, particularly with those that were pending for more than 125 days (from 611,000 in March 2013 to 76,000 in November 2015).
http://bigstory.ap.org/article/2383048bc5664738967a7c44e5f54ad7/va-enters-stretch-goals-homelessness-claims-backlog
December 15, 2015
DEA Drug Threat Assessment Highlights Heroin and Painkiller Abuse
The federal Drug Enforcement Administration recently released its 2015 National Drug Threat Assessment. Among the report’s findings:
The report is based on several sources, such as the National Drug Threat Survey (which includes responses on a number of topics, submitted by over 1,100 state and local law enforcement agencies). When asked to rank the greatest drug threat, the most common response in the 2015 survey was heroin, followed by methamphetamine, controlled prescription drugs, cocaine, and marijuana. As recently as 2011, heroin ranked fourth.
In addition to detailed drug statistics, the report contains information on topics such as drug trafficking and illicit drug-related finance.
- There were over 46,000 drug-induced deaths nationally in 2013.
- Since 2008, drug overdose deaths have been the leading cause of injury-related deaths in the U.S. (motor vehicle-related deaths are second and firearm-related deaths third).
- In 2013, drug overdose deaths from opioid analgesics (prescription pain medications) exceeded the deaths from cocaine and heroin combined.
The report is based on several sources, such as the National Drug Threat Survey (which includes responses on a number of topics, submitted by over 1,100 state and local law enforcement agencies). When asked to rank the greatest drug threat, the most common response in the 2015 survey was heroin, followed by methamphetamine, controlled prescription drugs, cocaine, and marijuana. As recently as 2011, heroin ranked fourth.
In addition to detailed drug statistics, the report contains information on topics such as drug trafficking and illicit drug-related finance.
December 14, 2015
Watching the Holiday Weight Gain – of Trash!
There’s no place like home for the holidays, or so the song goes. And writing of homes, how do you ensure that your holiday home is minimizing the amount of materials that end up in the trash?
According to an article published on Recyclebank, a website that educates consumers about household waste and recycling and that gives rewards for environmentally friendly behavior, household waste increases by about 25% (totaling about an additional one million tons) between Thanksgiving and New Years.
The article provides several suggestions for how to reduce the amount of holiday waste that is generated. For example, it suggests (1) consolidating online orders to save packaging material and (2) using reusable shopping bags when purchasing gifts at stores. The article advises against using gift wrap because wrap isn’t always recyclable, and instead suggests covering gifts in things such as fabric, newspaper, or decorative cardboard boxes.
The article also advocates for using a real holiday tree instead of an artificial one, though it mentions that there is no definitive answer as to which is more environmentally friendly. (For more information about the environmental-based arguments supporting real versus fake trees, see OLReporter blog post: The Real vs. Fake Debate: Which Christmas Tree is “Greener.”)
According to an article published on Recyclebank, a website that educates consumers about household waste and recycling and that gives rewards for environmentally friendly behavior, household waste increases by about 25% (totaling about an additional one million tons) between Thanksgiving and New Years.
The article provides several suggestions for how to reduce the amount of holiday waste that is generated. For example, it suggests (1) consolidating online orders to save packaging material and (2) using reusable shopping bags when purchasing gifts at stores. The article advises against using gift wrap because wrap isn’t always recyclable, and instead suggests covering gifts in things such as fabric, newspaper, or decorative cardboard boxes.
The article also advocates for using a real holiday tree instead of an artificial one, though it mentions that there is no definitive answer as to which is more environmentally friendly. (For more information about the environmental-based arguments supporting real versus fake trees, see OLReporter blog post: The Real vs. Fake Debate: Which Christmas Tree is “Greener.”)
December 11, 2015
Malloy Establishes Permanent Work Group to Strengthen State’s Emergency Weather Preparedness
On October 26, Governor Malloy signed an executive order establishing the Safe Agencies Fostering Resilience (SAFR) Council to coordinate the creation of a statewide policy on resisting and rapidly recovering from the shock of tropical storms, hurricanes, ice storms, and other natural hazards.
The 12-member council is the successor of the State Agencies Fostering Resilience working group and includes state agency heads and experts. The council’s charge, among other things, is to “collaborate on the creation of a Statewide Resilience Roadmap based on the best climate impact research and data including extensive research studies that inform land use patterns” and help municipalities incorporate this and other information in their coastal resilience and land use plans.
The 12-member council is the successor of the State Agencies Fostering Resilience working group and includes state agency heads and experts. The council’s charge, among other things, is to “collaborate on the creation of a Statewide Resilience Roadmap based on the best climate impact research and data including extensive research studies that inform land use patterns” and help municipalities incorporate this and other information in their coastal resilience and land use plans.
December 10, 2015
Private Child Placing Agencies in Connecticut
OLR Report 2015-R-0226 explains Connecticut regulations concerning child-placing agencies.
By law, private child-placing agencies must be licensed by the Department of Children and Families (DCF) to place a child in Connecticut. Additionally, DCF regulations distinguish between “child placing agencies” and “non-approved child placing agencies.” The regulations prohibit non-approved agencies from placing a child, for any purpose, in Connecticut.
According to DCF regulations (1) a “child placing agency” is an agency in or outside of Connecticut licensed or approved by DCF for the placement of children for adoption purposes and (2) a “non-approved child placing agency” is an agency anywhere in the United States that is licensed or regulated by its local jurisdiction but not approved by DCF.
For additional information about these agencies and applicable regulations, click here to read the full report.
By law, private child-placing agencies must be licensed by the Department of Children and Families (DCF) to place a child in Connecticut. Additionally, DCF regulations distinguish between “child placing agencies” and “non-approved child placing agencies.” The regulations prohibit non-approved agencies from placing a child, for any purpose, in Connecticut.
According to DCF regulations (1) a “child placing agency” is an agency in or outside of Connecticut licensed or approved by DCF for the placement of children for adoption purposes and (2) a “non-approved child placing agency” is an agency anywhere in the United States that is licensed or regulated by its local jurisdiction but not approved by DCF.
For additional information about these agencies and applicable regulations, click here to read the full report.
December 9, 2015
Cybersecurity and the Grid
The North American Electric Reliability Corporation (NERC), the not-for-profit international regulatory authority tasked with assuring the reliability of North America’s bulk power system, ran a two-day drill simulating a series of coordinated cyber and physical attacks on various automated systems and key transmission and generation facilities. NERC conducts these types of exercises every two years to give participating utilities and governmental agencies the opportunity to assess their emergency response and recovery plans. While NERC did not release any findings from the test, called “GridEx III”, they expect to complete a report on the test and resulting recommendations by early next year. Read NERC’s press release here.
NERC conducted the last such exercise (“GridEx II”) in November 2013. The report following that test recommended, among other things, that stakeholders:
- review communication infrastructure to identify redundancies or alternatives to maintain communication during a crisis,
- build relationships with relevant government agencies to establish communications procedures prior to a crisis,
- clarify reporting roles and functions, and
- develop mechanisms to preserve evidence and collect forensic data following a physical or cyber attack.
December 8, 2015
Connecticut's School Immunization Requirements
OLR Report 2015-R-0231 describes Connecticut's school immunization requirements and the medical and religious exemptions from these requirements. Connecticut requires immunizing school-aged children attending both public and private schools against certain diseases, but provides exemptions to these requirements in certain circumstances.
To read more about the required immunizations and exemptions, click here to read the full report.
To read more about the required immunizations and exemptions, click here to read the full report.
December 7, 2015
Medicare to Reimburse Separately for End-of-Life Consultations
As reported in the New York Times, federal rules taking effect in January authorize separate Medicare payment rates for doctors’ end-of-life consultations with patients. The rules cover “advance care planning” to discuss options for end-of-life care (such as discussing whether the patient would welcome aggressive life-sustaining treatment). These discussions must occur “at the discretion of the beneficiary.”
More information on the new rule is available on the Kaiser Family Foundation’s website. For example, the Kaiser website explains that, prior to the new rule taking effect, Medicare would reimburse for advance care planning only if it occurred during (1) an appointment for another illness or (2) a beneficiary’s one-time “Welcome to Medicare” visit. The new rule instead allows for reimbursement even if the advance care planning is the sole purpose of the visit.
The Kaiser website also has information on related topics, such as advance directives, palliative care, and Medicare coverage for hospice care.
More information on the new rule is available on the Kaiser Family Foundation’s website. For example, the Kaiser website explains that, prior to the new rule taking effect, Medicare would reimburse for advance care planning only if it occurred during (1) an appointment for another illness or (2) a beneficiary’s one-time “Welcome to Medicare” visit. The new rule instead allows for reimbursement even if the advance care planning is the sole purpose of the visit.
The Kaiser website also has information on related topics, such as advance directives, palliative care, and Medicare coverage for hospice care.
December 4, 2015
Jepsen Calls for Expedited Implementation of Chip and PIN Credit Cards
Attorney General George Jepsen, along with eight other attorneys general, are urging the nation’s large credit card issuers (e.g., Visa, MasterCard, American Express) to voluntarily speed up implementation of chip and PIN technology. This technology is largely considered to be a more secure way of processing credit cards.
These credit card issuers have collectively begun to implement a new chip-and-signature system. But the attorneys general feel that the system that requires a signature rather than PIN identification as a secondary form of verification still leaves citizens more vulnerable to data breaches.
The Connecticut Attorney General’s office received approximately 515 data breach notifications from FY 2014 to 2015.
More information can be found on the Attorney General's website.
These credit card issuers have collectively begun to implement a new chip-and-signature system. But the attorneys general feel that the system that requires a signature rather than PIN identification as a secondary form of verification still leaves citizens more vulnerable to data breaches.
The Connecticut Attorney General’s office received approximately 515 data breach notifications from FY 2014 to 2015.
More information can be found on the Attorney General's website.
December 3, 2015
Examining the Broad Economic Impact of Land-Use Regulations
In an effort to encourage cities and states to be “more thoughtful” in designing land-use restrictions, the Council of Economic Advisers (CEA), the President’s economic policy advisors, is drawing attention to the link between land use restrictions and the country’s slowing worker productivity rates and rising income inequality. As the Wall Street Journal recently noted, this discussion comes out of a body of research the CEA produced this year to highlight the slowdown in productivity growth and the growing wealth gap.
The CEA’s chairman, Jason Furman, focused on this link in a recent speech at a housing conference co-hosted by the Urban Institute and CoreLogic, a data company. In his speech, Furman maintained that excessive or unnecessary land use or zoning regulations discourage housing production, thus creating an artificial supply constraint. This, in turn, creates upward pressure on housing prices and “may undermine the market forces that would otherwise determine how much housing to build, where to build, and what type to build, leading to a mismatch between the types of housing that households want, what they can afford, and what is available to buy or rent.”
The result is a barrier to geographic mobility, which Furman contends “reduce[s] the productive use of our resources and entrench[es] economic inequality.”
The CEA’s chairman, Jason Furman, focused on this link in a recent speech at a housing conference co-hosted by the Urban Institute and CoreLogic, a data company. In his speech, Furman maintained that excessive or unnecessary land use or zoning regulations discourage housing production, thus creating an artificial supply constraint. This, in turn, creates upward pressure on housing prices and “may undermine the market forces that would otherwise determine how much housing to build, where to build, and what type to build, leading to a mismatch between the types of housing that households want, what they can afford, and what is available to buy or rent.”
The result is a barrier to geographic mobility, which Furman contends “reduce[s] the productive use of our resources and entrench[es] economic inequality.”
December 2, 2015
Obesity-Related Health Issues Contribute to Medicaid Costs
A recent report in Health Affairs found that, in 2013, severe obesity in adults cost state Medicaid programs almost $8 billion. The researchers defined “severe obesity” as “having a body mass index (BMI) of 35.0 kg/m² or higher – meaning that the person is more than 100 pounds above a healthy body weight.” BMI is the ratio of a person’s mass to his or her height (see Table 1 for more information about BMI and weight status).
The report noted that overall obesity-related spending (both public and private) was generally higher for women than men, and it rose for both genders as they aged. According to the report, “compared to having moderate obesity [BMI 30.0-34.9], having severe obesity predicts having more than twice the obesity-attributable medical spending across all age groups and for both men and women.”
The report also puts the $8 billion Medicaid dollars spent on obesity into a larger context of almost $69 billion overall spent on obesity-related medical costs that year, of which $21 billion was paid by Medicare and other federal programs, $18 billion by private payers, and $22 billion by patients and other sources.
The report noted that only 26 states covered nutrition consultation and 10 states covered obesity-related drug therapy under their Medicaid programs, while 45 covered bariatric surgery. (Connecticut covers nutrition consultation and bariatric surgery in certain circumstances.)
As noted recently on NPR, the U.S. adult obesity rate remained virtually unchanged from 2011 to 2014 (about 36%). It seems unlikely that obesity-related medical costs will decrease if this trend continues.
The report noted that overall obesity-related spending (both public and private) was generally higher for women than men, and it rose for both genders as they aged. According to the report, “compared to having moderate obesity [BMI 30.0-34.9], having severe obesity predicts having more than twice the obesity-attributable medical spending across all age groups and for both men and women.”
The report also puts the $8 billion Medicaid dollars spent on obesity into a larger context of almost $69 billion overall spent on obesity-related medical costs that year, of which $21 billion was paid by Medicare and other federal programs, $18 billion by private payers, and $22 billion by patients and other sources.
The report noted that only 26 states covered nutrition consultation and 10 states covered obesity-related drug therapy under their Medicaid programs, while 45 covered bariatric surgery. (Connecticut covers nutrition consultation and bariatric surgery in certain circumstances.)
As noted recently on NPR, the U.S. adult obesity rate remained virtually unchanged from 2011 to 2014 (about 36%). It seems unlikely that obesity-related medical costs will decrease if this trend continues.
| www.cdc.gov |
December 1, 2015
Traffic Deaths in Crashes Involving Alcohol or Cell Phone Use
OLR Report 2015-R-0232 compares the number of people who died nationwide as the result of alcohol-impaired crashes with the number of people who died in crashes involving the use of cell phones.
A 2006 University of Utah study found:
Drivers using a cell phone exhibited a delay in their response to events in the driving scenario and were more likely to be involved in a traffic accident . . . Drivers in the alcohol condition exhibited a more aggressive driving style . . . With respect to traffic safety, the data suggest that the impairments associated with cell phone drivers may be as great as those commonly observed with intoxicated drivers.
According to the National Highway Traffic Safety Administration (NHTSA), 10,076 people were killed in alcohol-impaired crashes in 2013 compared to 445 who died in fatal crashes involving the use of cell phones. The number of people who died in crashes involving cell phones was about 4.4% of the number who died in alcohol-impaired crashes.
While alcohol-impaired crashes caused 31% of the 32,719 U.S. traffic deaths in 2013, NHTSA reports that fatalities in alcohol-impaired crashes decreased by 23% between 2004 and 2013.
Read the full report here.
A 2006 University of Utah study found:
Drivers using a cell phone exhibited a delay in their response to events in the driving scenario and were more likely to be involved in a traffic accident . . . Drivers in the alcohol condition exhibited a more aggressive driving style . . . With respect to traffic safety, the data suggest that the impairments associated with cell phone drivers may be as great as those commonly observed with intoxicated drivers.
According to the National Highway Traffic Safety Administration (NHTSA), 10,076 people were killed in alcohol-impaired crashes in 2013 compared to 445 who died in fatal crashes involving the use of cell phones. The number of people who died in crashes involving cell phones was about 4.4% of the number who died in alcohol-impaired crashes.
While alcohol-impaired crashes caused 31% of the 32,719 U.S. traffic deaths in 2013, NHTSA reports that fatalities in alcohol-impaired crashes decreased by 23% between 2004 and 2013.
Read the full report here.
November 30, 2015
Library Storytellers, Mobile Devices Growing in Popularity Among Very Young
The New York Times ran stories on consecutive days this month highlighting the importance of (and some concerns about) communicating with children in ways both time-honored and cutting edge.
The Times reported on November 1 on the fast-growing popularity of story times at libraries in New York City and around the country. Lines at some New York City library branches “stretch down the block . . . with tickets given out on a first-come first-served basis because there is not enough room to accommodate all the children [and parents] who show up,” the Times reported.
Traditional library story hours are more popular than ever, the article noted, as educators emphasize “the importance of early literacy in preparing children for school and for developing critical thinking skills. The demand crosses economic lines, with parents at all income levels vying to get in.”
The next day the Times reported on a different method of communicating with children in ways much less traditional. According to a small survey of Philadelphia parents, three-quarters of their children had received tablets, smartphones, or electronic music devices by age 4 and used them without supervision. Although the survey was not scientific, the article noted that some experts saw these findings as adding to the “growing evidence that the use of electronic devices has become deeply woven into the experience of childhood.”
In fact, one-third of the parents who responded to the survey said their children like to use more than one device at a time. But the health experts with whom the Times spoke were not unanimous in their concern.
Some experts said it was an apparent lack of parental supervision, rather than the use of the devices themselves, that they found worrisome. Another said it is not clear that the use of these devices causes harm. Studies such as this “ring the alarm bell without any content on why we should be alarmed,” said one expert.
The Times reported on November 1 on the fast-growing popularity of story times at libraries in New York City and around the country. Lines at some New York City library branches “stretch down the block . . . with tickets given out on a first-come first-served basis because there is not enough room to accommodate all the children [and parents] who show up,” the Times reported.
Traditional library story hours are more popular than ever, the article noted, as educators emphasize “the importance of early literacy in preparing children for school and for developing critical thinking skills. The demand crosses economic lines, with parents at all income levels vying to get in.”
The next day the Times reported on a different method of communicating with children in ways much less traditional. According to a small survey of Philadelphia parents, three-quarters of their children had received tablets, smartphones, or electronic music devices by age 4 and used them without supervision. Although the survey was not scientific, the article noted that some experts saw these findings as adding to the “growing evidence that the use of electronic devices has become deeply woven into the experience of childhood.”
In fact, one-third of the parents who responded to the survey said their children like to use more than one device at a time. But the health experts with whom the Times spoke were not unanimous in their concern.
Some experts said it was an apparent lack of parental supervision, rather than the use of the devices themselves, that they found worrisome. Another said it is not clear that the use of these devices causes harm. Studies such as this “ring the alarm bell without any content on why we should be alarmed,” said one expert.
November 27, 2015
State Diabetes Programs
OLR Report 2015-R-0191 addresses a number of issues concerning diabetes prevalence and costs, outreach and prevention programs, and Medicaid coverage for diabetes education. Among other things, the report looks at:
- Connecticut's Diabetes Prevention and Control Program and other outreach and prevention initiatives,
- the number of Connecticut residents with diabetes or pre-diabetes and the associated health costs to the state's health care system, and
- other states with diabetes action plans.
For more information, read the full report here.
November 25, 2015
Fighting Blight with “Mow-to-Own” Programs
Memphis has joined a few other municipalities across the country by offering property owners credit toward the purchase of land in exchange for maintaining vacant lots adjacent to their own. Under the “mow-to-own” program, the city will credit neighbors $25 each time they cut the grass on a city- or county-owned vacant property, for a total of up to $1,350 over the course of three years. The earned credits can be used to help the participating neighbor buy the property. The city’s code enforcement official monitors the program, and participants must periodically provide photographic evidence of their work.
Rockford, Illinois has a similar initiative, allowing neighbors to earn credit toward the purchase of a vacant parcel if they maintain (e.g., rake leaves, shovel sidewalks, pick up trash) or improve it (e.g., landscaping, fencing, tree removal, grass restoration).
Rockford, Illinois has a similar initiative, allowing neighbors to earn credit toward the purchase of a vacant parcel if they maintain (e.g., rake leaves, shovel sidewalks, pick up trash) or improve it (e.g., landscaping, fencing, tree removal, grass restoration).
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