The Federal Reserve Bank of Boston collects a wealth of information on how the mortgage industry is functioning in New England. The federal Home Mortgage Disclosure Act requires the Federal Reserve banks to collect this data. According to the bank, this data can help determine whether banks are serving their communities’ housing needs, identify discriminatory lending patterns, and help public officials direct investments to where they are needed.
See the bank’s website for data from 1999 to 2011 as well as articles and discussion papers on the data.
