August 11, 2014

To Some Insurance Companies, Scooters are Just Like Cars

A case in Michigan may affect thousands of people who use personal motorized scooters. A man using a personal motorized scooter was hit in a crosswalk by an automobile driver, but the driver’s insurance company is refusing to pay, according to a story in Bloomberg Businessweek. The insurance company contends the man on the scooter was required to have no-fault auto insurance and because he didn’t, the insurance company doesn’t have to pay damages.

According to an article in the Macomb Daily, the insurance company claimed the “[p]laintiff’s mobility scooter was a motor vehicle because it was operated on a public highway by a power other than muscular and it has four wheels.”

However, according to attorneys interviewed for the Bloomberg article, it appears that insurance companies in Michigan and other states do not offer auto insurance for personal motorized scooters.