Effective April 1, 2011, new Federal Reserve rules will change the way mortgage brokers and others who originate loans are compensated. According to the Federal Reserve, the rules are designed “to protect consumers in the mortgage market from unfair or abusive lending practices that can arise from certain loan originator compensation practices, while preserving responsible lending and sustainable homeownership.”
The new rules prohibit brokers and originators from (1) receiving compensation based on the loan’s interest rate or terms (other than a fixed percentage of the loan amount); (2) steering consumers to loans that lead to greater compensation but are not in the consumers’ best interest; and (3) receiving compensation from both the consumer and lender for the same loan (although they can still charge consumers for third-party services such as appraisals). More information about the rules is available from a recent New York Times article.
March 21, 2011
March 18, 2011
Report: Individual Political Contributions Result in Benefits to Local Companies
In a recently released paper, two Vanderbilt University professors found that individuals who contribute to political campaigns are more likely to donate to politicians who can benefit them economically. However, the result is that “individual political contributions are also associated with improvements in operating performance of firms in industry clusters.” The researchers conclude there is a positive relationship between the frequency and size of contributions and the performance of local companies. The relationship holds true across Congressional committees but was strongest for those politicians in committees with jurisdiction over geographically concentrated industries, such as mining or manufacturing.
Feds Target Motor Vehicle Blind Spots
The U.S. Department of Transportation (US DOT) has proposed a new safety regulation to help eliminate motor vehicle blind spots that can hide the presence of pedestrians.
The proposal, issued by the National Highway Traffic Safety Administration (NHTSA) would expand the required field of view for most motor vehicles so that the driver can see directly behind him or her when the vehicle is backing up. NHTSA believes manufacturers will install rear-mounted video cameras and in-vehicle displays to meet the proposed standards.
The requirements will apply to passenger cars, pick-up trucks, minivans, low-speed vehicles and buses whose fully-loaded weight (including passengers, fuel, and cargo) is up to 10,000 pounds.
According to US DOT, 10% of new vehicles must comply with the requirements by September 2012, 40% by September 2014 and 100% by September 2014.
NHTSA estimates that an average of 292 fatalities and 18,000 injuries occur each year because of “back-over” crashes. Children and the elderly are particularly at risk: NHTSA says that about 44% of the deaths occur to children under age five and about one-third to people age 70 or older.
The proposal, issued by the National Highway Traffic Safety Administration (NHTSA) would expand the required field of view for most motor vehicles so that the driver can see directly behind him or her when the vehicle is backing up. NHTSA believes manufacturers will install rear-mounted video cameras and in-vehicle displays to meet the proposed standards.
The requirements will apply to passenger cars, pick-up trucks, minivans, low-speed vehicles and buses whose fully-loaded weight (including passengers, fuel, and cargo) is up to 10,000 pounds.
According to US DOT, 10% of new vehicles must comply with the requirements by September 2012, 40% by September 2014 and 100% by September 2014.
NHTSA estimates that an average of 292 fatalities and 18,000 injuries occur each year because of “back-over” crashes. Children and the elderly are particularly at risk: NHTSA says that about 44% of the deaths occur to children under age five and about one-third to people age 70 or older.
March 17, 2011
New Wind Projects in Norwich
An article in the New London Day describes two new wind energy projects in Norwich. On March 2, Norwich Public Utilities (NPU) officials showed off the first of its new pilot wind electricity-generating wind turbines at the senior center. The propeller blade-style unit in the Mahan Drive parking lot is 45 feet tall with 12-foot diameter blades. At winds of 23 mph, the unit will generate a peak output of 2.4 kilowatts of electricity, which will be sent directly to the senior center.
A second turbine of a different design will be installed within the next two months. The second unit will look much different. At only 25 feet tall and 5 feet in diameter, the unit will resemble horizontally spinning ribbon-like blades to produce about 1 kilowatt of power, said Jeff Brining, energy services division manager for NPU.
A second turbine of a different design will be installed within the next two months. The second unit will look much different. At only 25 feet tall and 5 feet in diameter, the unit will resemble horizontally spinning ribbon-like blades to produce about 1 kilowatt of power, said Jeff Brining, energy services division manager for NPU.
Tax Credit for Small Employers that Insure their Employees
The federal Patient Protection and Affordable Care Act helps small businesses and small tax-exempt organizations afford the cost of providing health insurance to their employees. If a business has fewer than 25 employees and provides health insurance, it may qualify for a small business tax credit of up to 35% (up to 25% for non-profits) to offset the cost of the insurance. To determine if a small business or tax exempt organization qualifies for the small business health care tax credit, follow the three steps on the IRS fact sheet.
For more information about the small business health care tax credit, see the IRS website.
For more information about the small business health care tax credit, see the IRS website.
March 16, 2011
New York to Consider Billions in Medicaid Cuts
The New York Times is reporting that a committee that N.Y. Governor Andrew Cuomo appointed to come up with significant cuts in the state’s Medicaid program has approved (1) an overall annual cap on program spending and (2) cuts in reimbursements to all Medicaid providers. The committee includes leaders from many stakeholder groups, including hospitals and labor unions.
The cuts, which Cuomo has said he will incorporate into his budget, will create savings of $2.3 billion and include many ideas offered by the health care industry, itself a beneficiary of the state’s Medicaid largesse. They include moving more program beneficiaries into managed care, imposing spending controls on home health and personal care, and limiting noneconomic damages in medical malpractice cases.
It is not clear how the state’s legislature, which must approve the cuts, will receive the recommendations. And the cap could be dead if it is found to be unconstitutional.
The cuts, which Cuomo has said he will incorporate into his budget, will create savings of $2.3 billion and include many ideas offered by the health care industry, itself a beneficiary of the state’s Medicaid largesse. They include moving more program beneficiaries into managed care, imposing spending controls on home health and personal care, and limiting noneconomic damages in medical malpractice cases.
It is not clear how the state’s legislature, which must approve the cuts, will receive the recommendations. And the cap could be dead if it is found to be unconstitutional.
A Gap-Based Approach to Reforming Municipal Aid
Researchers at the New England Public Policy Center have released a study that proposes a “gap-based” formula for distributing non-education aid in Massachusetts. The authors suggest that this approach allocates municipal aid in a “more rational and transparent manner, without redistributing current aid.”
Their gap-based approach is designed to target new pools of municipal aid to cities and towns based on their relative need for state assistance. They measured a city or town’s need as the difference between the cost of providing municipal services in a particular town and the town’s ability to raise local revenue to pay for those services.
The study suggests that by distributing any new pools of municipal aid to cities and towns with higher gaps, without disrupting current levels of funding to other cities and towns, the state could improve the distribution of municipal aid in a relatively short time period.
Their gap-based approach is designed to target new pools of municipal aid to cities and towns based on their relative need for state assistance. They measured a city or town’s need as the difference between the cost of providing municipal services in a particular town and the town’s ability to raise local revenue to pay for those services.
The study suggests that by distributing any new pools of municipal aid to cities and towns with higher gaps, without disrupting current levels of funding to other cities and towns, the state could improve the distribution of municipal aid in a relatively short time period.
March 15, 2011
Lessons from Healthy San Francisco
According to a recent article in Health Affairs, “Healthy San Francisco,” a comprehensive, coordinated health care coverage program that began in 2007, offers several lessons for safety-net providers as they prepare for health reform. Although the program enrolls only the uninsured, it incorporates such features of managed care as primary care homes, links to specialty care and hospitalization, prepaid program fees, and customer service.
Connecticut’s History Standards Earn an “F”
The Thomas B. Fordham Institute, a non-profit organization focused on education policy, recently released a report on each state’s United States history standards. The results were not good. Only seven states earned an “A” or “A-” while 28 states earned a “D” or an “F.” Connecticut is one of the states receiving a failing grade.
The report blasts Connecticut’s standards, saying they “offer isolated historical scraps which are devoid of context, explanation, or meaning. And even these arbitrary thematic shards are merely ‘suggested’ to teachers, not required.”
Another problem with the standards is that “the emphasis throughout…is on social studies skills and concepts rather than on specific historical content.”
An appendix to the report compares the 2011 grades with 2003 grades. Connecticut received a “D” in 2003 and was one of 10 states whose grade dropped.
The report blasts Connecticut’s standards, saying they “offer isolated historical scraps which are devoid of context, explanation, or meaning. And even these arbitrary thematic shards are merely ‘suggested’ to teachers, not required.”
Another problem with the standards is that “the emphasis throughout…is on social studies skills and concepts rather than on specific historical content.”
An appendix to the report compares the 2011 grades with 2003 grades. Connecticut received a “D” in 2003 and was one of 10 states whose grade dropped.
March 14, 2011
Businesses Hate Government Regulations, Right?
Not necessarily. “This kind of simplistic analysis you often see where it’s business saying regulation is bad, vs. liberals or Democrats saying regulation is good, is not entirely accurate. Plenty of times, businesses are calling for regulation if it suits their business model,” Tyson Slocum, Public Citizen’s energy director stated in an article in Bloomberg Businessweek.
Apparently, energy deregulation doesn’t suit industrial power users because they asked federal regulators to investigate deregulated energy markets. They also asked for changes, including more say in transmission networks’ operations. “Typically, these are folks who would want less regulation,” American Public Power Association vice president Joe Nipper stated in the same article. The federal regulators told them deregulation was working just fine. Consequently, the nation’s largest corporations now want Congress to step in, according to Bloomberg Businessweek’s David J. Lynch.
Industrial power users wear several hats. Sometimes they’re businesses providing products to customers. Other times, they’re customers buying things from suppliers. They play different roles, and their attitude about a regulation depends on the role they happening to be playing.
Sometimes, it’s not a question of roles, but gaining a competitive edge. For example, a business that manufactures emission control systems might welcome tighter air pollution standards if they create a market for its products. A manufacturer emitting pollutants might welcome such standards too if it can afford the systems but its competitors can’t.
Sounds far-fetched? Not if you ask manufacturer Babcock & Wilcox; it’s not gloomy about EPA’s plans to regulate utilities greenhouse gas emissions; it sees a $10 billion to $12 billion market for its scrubbers, which strip sulfur dioxide, nitrogen oxide, and mercury from coal-fired plans.
Apparently, energy deregulation doesn’t suit industrial power users because they asked federal regulators to investigate deregulated energy markets. They also asked for changes, including more say in transmission networks’ operations. “Typically, these are folks who would want less regulation,” American Public Power Association vice president Joe Nipper stated in the same article. The federal regulators told them deregulation was working just fine. Consequently, the nation’s largest corporations now want Congress to step in, according to Bloomberg Businessweek’s David J. Lynch.
Industrial power users wear several hats. Sometimes they’re businesses providing products to customers. Other times, they’re customers buying things from suppliers. They play different roles, and their attitude about a regulation depends on the role they happening to be playing.
Sometimes, it’s not a question of roles, but gaining a competitive edge. For example, a business that manufactures emission control systems might welcome tighter air pollution standards if they create a market for its products. A manufacturer emitting pollutants might welcome such standards too if it can afford the systems but its competitors can’t.
Sounds far-fetched? Not if you ask manufacturer Babcock & Wilcox; it’s not gloomy about EPA’s plans to regulate utilities greenhouse gas emissions; it sees a $10 billion to $12 billion market for its scrubbers, which strip sulfur dioxide, nitrogen oxide, and mercury from coal-fired plans.
OPM Projects Small Decline in Prison Population over the Next 12 Months
OPM’s Criminal Justice Policy and Planning Division estimates that Connecticut’s prison population will fluctuate according to normal patterns during the next 12 months and range between 17,650 and 18,000. In the 2011 Total Facility Population Forecast, released on February 15, OPM anticipates the prison population will reach a low of 17,375 in January 2012 before rising to 17,640 in February 2012. The current prison population, as of February 23, 2011, is 17,770 inmates.
March 11, 2011
2010 Firefighter Fatality Statistic Report Released
The U.S. Fire Administration, part of the federal Department of Homeland Security, released its report, Provisional 2010 Firefighter Fatality Statistics. According to the report, the number of firefighter fatalities across the U.S. was down 6% in 2010 (85 deaths) as compared to 2009 (90). The leading cause of death was heart attacks and strokes, which caused 60% of firefighter deaths. This proportion is unchanged from 2009. Related to this is the statistic that 45 of the 85 deaths happened to firefighters 50-years-old or older.
There was also a large difference between the number of volunteer and career fatalities: 55 volunteer firefighters died versus 28 career firefighter deaths.
Connecticut had four firefighter fatalities in 2010.
There was also a large difference between the number of volunteer and career fatalities: 55 volunteer firefighters died versus 28 career firefighter deaths.
Connecticut had four firefighter fatalities in 2010.
If Medical Marijuana is Legalized, Is it Taxable?
A proposal by Governor Malloy to legalize the palliative use of marijuana in certain circumstances could generate revenue if the bill passes and Connecticut decides to follow California’s lead. The sale of marijuana for medical purposes is legal in California and now the California State Board of Equalization (BOE) says those sales are taxable.
California, like Connecticut, taxes the retail sales of all tangible personal property not specifically exempted. California’s law has no exemption for medical marijuana but the Berkeley Patients Group, Inc. argued that the sales were covered by the state’s exemption for medicine. Not so, the BOE ruled. Berkeley owes the state more than $6.4 million in back sales tax, penalties, and interest. California’s sales tax rate is 8.25%.
Illegal sales of marijuana in Connecticut are already subject to an excise tax of $3.50 cents per gram. But, so far, the state hasn’t gotten any revenue from that tax, which was enacted in 1991.
California, like Connecticut, taxes the retail sales of all tangible personal property not specifically exempted. California’s law has no exemption for medical marijuana but the Berkeley Patients Group, Inc. argued that the sales were covered by the state’s exemption for medicine. Not so, the BOE ruled. Berkeley owes the state more than $6.4 million in back sales tax, penalties, and interest. California’s sales tax rate is 8.25%.
Illegal sales of marijuana in Connecticut are already subject to an excise tax of $3.50 cents per gram. But, so far, the state hasn’t gotten any revenue from that tax, which was enacted in 1991.
March 10, 2011
Unintended Consequences: Federal Law and the Easy-Bake Oven
A casualty in the move from traditional incandescent light bulbs to compact fluorescent light bulbs (CFLs) is the Easy-Bake Oven.
Starting in 2012, the 100-watt incandescent bulbs the Easy-Bake Oven uses won’t be available due to a change in federal law. The toy oven uses the heat produced by the light bulb for baking. Because CFLs are more efficient, they don’t produce nearly as much heat and would leave cookie dough mostly raw.
While Hasbro is introducing a new oven that bakes goodies without a light bulb, kids who are baking cookies with the current model might want to get their parents to look into buying a few extra bulbs for their oven while they are still available.
Starting in 2012, the 100-watt incandescent bulbs the Easy-Bake Oven uses won’t be available due to a change in federal law. The toy oven uses the heat produced by the light bulb for baking. Because CFLs are more efficient, they don’t produce nearly as much heat and would leave cookie dough mostly raw.
While Hasbro is introducing a new oven that bakes goodies without a light bulb, kids who are baking cookies with the current model might want to get their parents to look into buying a few extra bulbs for their oven while they are still available.
Restructuring Teacher Pay in Tough Times
A new report from the National Council on Teacher Quality (NCTQ) argues that difficult economic times provide opportunities for school districts to restructure teacher pay systems to place the best teachers where they are most needed and improve student achievement.
Many studies have shown that teachers’ degree status has little or no effect on student achievement. NCTQ recommends that districts redistribute pay increases teachers currently receive for additional post-baccalaureate coursework and advanced degrees to give younger teachers bigger raises and award meaningful bonuses to highly effective teachers.
Teachers often receive their largest pay raises near end of their careers, despite research showing that most growth in teachers’ effectiveness occurs in their first three years in the profession. NCTQ instead recommends awarding significant pay raises when a teacher achieves tenure, providing an incentive to stay in the classroom when teacher turnover is highest and many teachers leave the profession.
Finally, NCTQ recommends shorter overall teacher salary schedules to allow teachers to reach maximum pay sooner. Increasing teachers’ maximum lifetime earnings would give mid-career teachers an incentive to remain in the classroom, the report argues.
Many studies have shown that teachers’ degree status has little or no effect on student achievement. NCTQ recommends that districts redistribute pay increases teachers currently receive for additional post-baccalaureate coursework and advanced degrees to give younger teachers bigger raises and award meaningful bonuses to highly effective teachers.
Teachers often receive their largest pay raises near end of their careers, despite research showing that most growth in teachers’ effectiveness occurs in their first three years in the profession. NCTQ instead recommends awarding significant pay raises when a teacher achieves tenure, providing an incentive to stay in the classroom when teacher turnover is highest and many teachers leave the profession.
Finally, NCTQ recommends shorter overall teacher salary schedules to allow teachers to reach maximum pay sooner. Increasing teachers’ maximum lifetime earnings would give mid-career teachers an incentive to remain in the classroom, the report argues.
March 9, 2011
Does the Law Allow the Potential Location of Certain ‘Group Homes’ to be Subject to Public Hearings?
At the General Assembly’s Planning and Development Committee public hearing on February 7, 2011, many people testified in support of and against bills to require some type of notice (e.g., public hearings) on the location of group homes. A February 7, 2011, Hartford Courant article summarized the debate, as the ‘struggle’ “between the rights of homeowners and the legal protections for residents of group homes.”
As many argued at the public hearing, and as discussed in OLR Report 2009-R-0361, the law protects individuals with current, past, or perceived disabilities against discrimination in housing (which would include people with disabilities who are clients of the departments of Developmental Services and Mental Health and Addiction Services). However, certain groups are not explicitly protected. Therefore, as the CTMirror.org news site reported on February 7, the debate becomes whether it is “legally possible to create categories of group homes that would treat facilities for certain groups, like juvenile offenders or sex offenders, differently from homes serving other groups.”
As many argued at the public hearing, and as discussed in OLR Report 2009-R-0361, the law protects individuals with current, past, or perceived disabilities against discrimination in housing (which would include people with disabilities who are clients of the departments of Developmental Services and Mental Health and Addiction Services). However, certain groups are not explicitly protected. Therefore, as the CTMirror.org news site reported on February 7, the debate becomes whether it is “legally possible to create categories of group homes that would treat facilities for certain groups, like juvenile offenders or sex offenders, differently from homes serving other groups.”
New England States Receive $35.6 million Federal Grant To Develop Online Health Insurance Exchanges
The Governor’s office recently announced that Connecticut residents and businesses will benefit from a two-year, $35.6 million “early innovator” federal grant awarded to New England states to develop a state-of-the-art online gateway to health insurance plans. The gateway project is based at the University of Massachusetts’ Medical Center in Worcester and the Massachusetts Executive Office of Human Services. Once completed, Connecticut residents will be able to search the online exchange for public and private health insurance coverage and service options. Early innovator grants were also awarded to Kansas, Maryland, New York, Oklahoma, Oregon, and Washington.
March 8, 2011
Updated 50-State Data on Children Available
The Annie E. Casey Foundation, a non-profit charitable organization focused on public policy concerning children and families, has updated the data in its Kids Count Data Center. The data covers all 50 states and encompasses demographics on education; economic well-being; family and community health; safety and risky behaviors; and other information.
Visitor to the foundation’s website can find data showing, for example, that (1) children in Connecticut have, consistently since 2001, lived in families with greater food security than the national average and (2) the number of children in Connecticut living without health insurance is at the lowest it has been since 1991.
Visitor to the foundation’s website can find data showing, for example, that (1) children in Connecticut have, consistently since 2001, lived in families with greater food security than the national average and (2) the number of children in Connecticut living without health insurance is at the lowest it has been since 1991.
HUD Proposing Rule to Eliminate Bias Based on Sexual Orientation and Gender Identity
The U.S. Housing and Urban Development Department (HUD) proposed a rule that would eliminate bias based on sexual orientation and gender identity in its housing programs.
HUD wants public comments on:
The rule is open to public comment until March 25.
HUD wants public comments on:
- barring the use of “actual or perceived sexual orientation and gender identity” as a basis for determining whether a borrower will receive a federal Housing Administration-mortgage;
- including lesbian, gay, bisexual, and transgender (LGBT) individuals, anyone involved in a LGBT relationship, or anyone perceived to be such an individual or in such relationship in the definition of families who are eligible to participate in HUD’s programs; and
- barring HUD-assisted housing owners or operators from asking applicants about their sexual orientation or gender identity.
The rule is open to public comment until March 25.
March 7, 2011
Create Jobs to Address Blight
According to New York Times op-ed contributor Diana Lind, neighborhood rehabilitation plans, particularly in the northeast, must address the need for jobs as much as the need to fix buildings to eliminate blight. Lind wrote in her January 24, 2011 piece, “The Bright Side of Blight” that “any plan to mitigate the vacant property crisis must not only include innovative urban planning, but also try to restore employment opportunities.” She cites a Philadelphia program that provides “low-skill residents with intensive education and then matches graduates with jobs” at local universities and businesses.
Higher Education Goes Global
Global universities are “reshaping the world” as many ambitious students demand an education that transcends geographic boundaries. A special report on global leaders in The Economist finds that the most popular destination is the English-speaking world, led by the United States which hosts 19% of the world’s mobile students. French and German universities are also popular. In disciplines such as computing and economics, physics, and mathematics, most postgraduates at American universities are foreign.
“Morris Model” Saves NJ County Millions
According to the Morris County Improvement Authority (MCIA), a unique financing model being used in Morris County, NJ saved the county $3.8 million in electricity costs. Using the “Morris Model,” the MCIA issued $22.3 million in low interest government bonds to install 3.1 megawatts of solar panels on county properties like schools, government buildings, and a sports arena. The solar energy company that owns and operates the panels then sells the solar generated electricity back to the county at a discounted rate. Any money the company makes from federal tax incentives and the Solar Renewable Energy Certificates (SRECs) generated by the panels gets returned to the county as discounted electricity. The MCIA estimates that the electricity generated by the program costs 35% less than its local utility charges.
March 4, 2011
States Consider Later Presidential Primaries
After 2008’s front-loaded presidential primary schedule, some states are now looking to have later primaries in 2012, according to a recent article from Stateline. Arkansas has already passed legislation to move its primary from February to May, while Illinois will move its primary from February to March. Other states are considering similar action. For some states, a later primary could save money because it allows the state to have primary contests for all offices on the same day, rather than having the presidential primary on a separate day.
Infant/Toddler Pajama Recall
The consumer protection department is warning people who have bought infant or toddler pajamas from the Vermont Teddy Bear Company’s “Pajamagram” store that one style of pajamas has been recalled because it poses a choking hazard.
The Vermont Teddy Bear Co. has voluntarily recalled about 800 “Hoodie-Footie” pajamas in the “Winter Whimsy” pattern because the metal snaps attaching the hood to the pajamas can come off, creating the choking hazard.
The recalled pajamas have a front zipper, detachable hood, and are in red fleece with a multi-colored design of penguins, snowmen and snowflakes. They were sold in infant sizes 0 to 18 months and toddler sizes 2T to 5T. The words “Hoodie Footie,” the size, and product code (GPU #SUNHFH1 or GPU # SUNHFH2) are printed on a neck label.
People who purchased these pajamas should take them away from children and contact the company to receive free replacement pajamas and a $25 gift card. More information, and photographs of the recalled pajamas, are available at at the Department of Consumer Protection's website.
The Vermont Teddy Bear Co. has voluntarily recalled about 800 “Hoodie-Footie” pajamas in the “Winter Whimsy” pattern because the metal snaps attaching the hood to the pajamas can come off, creating the choking hazard.
The recalled pajamas have a front zipper, detachable hood, and are in red fleece with a multi-colored design of penguins, snowmen and snowflakes. They were sold in infant sizes 0 to 18 months and toddler sizes 2T to 5T. The words “Hoodie Footie,” the size, and product code (GPU #SUNHFH1 or GPU # SUNHFH2) are printed on a neck label.
People who purchased these pajamas should take them away from children and contact the company to receive free replacement pajamas and a $25 gift card. More information, and photographs of the recalled pajamas, are available at at the Department of Consumer Protection's website.
March 3, 2011
Connecticut Prison Population Demographics
Did you know that Connecticut’s total prison population is at its lowest level in four years? As of January 1, 2011, there were 17,746 prisoners in Connecticut prisons. Prisoners serving a sentence accounted for 13,578 inmates; the rest - 4,168 inmates, were prisoners awaiting a sentence. The prison population has dropped steadily in the past four years from a high of 19,894 on February 1, 2008.
All of this information and more, along with helpful charts and tables, can be found in the OLR’s Report, Connecticut Prison Population Over the Last Four Years.
All of this information and more, along with helpful charts and tables, can be found in the OLR’s Report, Connecticut Prison Population Over the Last Four Years.
Law Enforcement Agencies Phasing Out Old Radio Codes
In the past, law enforcement officers rarely had to communicate with officers outside their department. Most departments used one-channel conventional radios to communicate with officers in the field. Since everyone shared the channel, codes were needed to pass concise information with a minimum amount of radio time. However, there was no uniformity in the codes, which made inter-jurisdictional communication difficult.
Agencies now must be able to communicate effectively across jurisdictions, and using plain language helps. The Department of Homeland Security encourages plain language in its National Incident Management System. It encourages (1) law enforcement agencies to commit to a plan and outline the necessary steps, (2) each agency to keep a small subset of agency-specific codes, and (3) the standardization of certain terms (i.e. GTA for grand theft auto).
Agencies now must be able to communicate effectively across jurisdictions, and using plain language helps. The Department of Homeland Security encourages plain language in its National Incident Management System. It encourages (1) law enforcement agencies to commit to a plan and outline the necessary steps, (2) each agency to keep a small subset of agency-specific codes, and (3) the standardization of certain terms (i.e. GTA for grand theft auto).
March 2, 2011
Florida Judge Rules Federal Health Care Reform Law Unconstitutional
On January 31, a federal judge in Florida ruled that the federal health care reform is unconstitutional in a lawsuit brought by 26 states against the federal government. U.S. District Judge Roger Vinson ruled the entire law unconstitutional after finding the “individual mandate” provision violates the U.S. Constitution’s Commerce Clause. This provision requires most people to purchase health insurance by 2014 or face a penalty.
This is the second ruling by a federal judge against the law’s constitutionality. In December, a Virginia federal judge ruled the individual mandate provision unconstitutional, but stopped short of voiding the entire law. Previously, two other federal courts in Virginia and Michigan upheld the law’s constitutionality, including the individual mandate provision. According to several media reports, the U.S. Justice Department will appeal the decision to the 11th Circuit Court of Appeals.
This is the second ruling by a federal judge against the law’s constitutionality. In December, a Virginia federal judge ruled the individual mandate provision unconstitutional, but stopped short of voiding the entire law. Previously, two other federal courts in Virginia and Michigan upheld the law’s constitutionality, including the individual mandate provision. According to several media reports, the U.S. Justice Department will appeal the decision to the 11th Circuit Court of Appeals.
40 Years of Environmental Protection
The U.S. Environmental Protection Agency was established on December 2, 1970. Since that time, drinking water has been made cleaner with the passage of the Safe Drinking Water Act; oceans have been protected by banning the dumping of sewage sludge and industrial waste; and communities are being safe-guarded by critical health standards to reduce smog. Explore major events in environmental history since the creation of EPA through an interactive timeline.
March 1, 2011
Collect Unemployment Benefits Using a Debit Card
The Connecticut Department of Labor is going paperless with its unemployment checks. People receiving unemployment benefits had to choose in January whether to r have the money directly deposited into a bank account or receive a Visa debit card. According to a press release, the governor expects the state to save more than $300,000 a month by not having to print and mail 140,000 weekly checks.
The state also launched a related website to help explain the change.
The change will also have an additional benefit: unemployed people without a bank account won’t have to visit a check-cashing company and pay a fee to cash their check.
The state also launched a related website to help explain the change.
The change will also have an additional benefit: unemployed people without a bank account won’t have to visit a check-cashing company and pay a fee to cash their check.
Streamlining the Small Business Loan Process
The U.S. Small Business Association (SBA) recently announced two new loan programs it hopes will increase small business lending, particularly in underserved communities. The Small Loan Advantage and Community Advantage programs will provide a streamlined application process for certain SBA 7(a) loans up to $250,000. The goal is to provide these loans to businesses quickly; applications are two pages long and approval will be granted in less than 10 days. The programs are expected to begin by March 15, 2011.
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